HOAX: Facebook account giving soft loans to Inua Jamii does not belong to Rachel Ruto | by PesaCheck | October 2022


The Facebook account is an impostor.

This Facebook account claiming to belong to the First Lady of Kenya Rachel Ruto and giving soft loans to Inua Jamii ranging from KShs 20,000 to KShs 150,000 is a hoax.

The Facebook account, “HN Rachael Chebet Ruttos”, invites people to comment with the word “ready” or send the word to a specific WhatsApp number.

“HELLO. Kama uko online Sasa hivi na hukupokea loan yangu Jana kwanzia 20,000 ksh to 150,000 ksh kutoka INUA JAMII SOFT LOAN na ungetaka kujisaidia comment #LOAN OR WHATSAPP the LOAN to #0794120035,” reads one of the facebook posts.

This is loosely translated as; “HELLO. If you are online right now and did not receive my loan yesterday from 20,000 ksh to 150,000 ksh from INUA JAMII SOFT LOAN and want to help you comment #LOAN OR WHATSAPP the LOAN to #0794120035.

An image of the First Lady is also attached to the story.

However, this is not Rachel Ruto’s official Facebook account, as her genuine Facebook page is verified and has a different username – “Mama Rachel Ruto”.

Rachel Ruto’s legitimate Facebook page has over 930,000 followers and over 545,000 likes, while the impostor Facebook account has around 250 friends. The authentic Rachel Ruto page was also created on June 7, 2013, while the impostor account shared its first post on September 1, 2022.

From left to right: The authentic Rachel Ruto Facebook page versus Rachel Ruto’s fake Facebook account.

The First Lady did not share any information about the loans on her verified Facebook page.

In May 2021, Inua Jamii alerted the public that she did not offer loans. The organization flagged several Facebook pages that promised to provide loans, including Facebook pages that posed as former First Lady Margaret Kenyatta.

The organization also shared a Facebook post from 2020 reiterating that it does not offer loans. Inua Jamii explained what he does, which is to “improve the lives of poor and vulnerable citizens of Kenya through regular and reliable bi-monthly cash transfers”.

Inua Jamii Kenya is a program under the Ministry of Labor and Social Welfare, Department of State for Social Welfare.

PesaCheck reviewed a Facebook account claiming to belong to First Lady Rachel Ruto providing soft loans to Inua Jamii of KShs 20,000 to KShs 150,000 and found it to be a hoax.

This post is part of an ongoing series of PesaCheck fact checks examining content marked as potential misinformation on Facebook and other social media platforms.

By partnering with Facebook and similar social media platforms, third-party fact-checking organizations like PesaCheck help tell fact from fiction. We do this by giving audiences deeper insight and context into the posts they see in their social media feeds.

Have you spotted what you think is fake or false information on Facebook? Here’s how you can report. And, here is more information on The PesaCheck methodology to check for questionable content.

This fact check was written by PesaCheck fact-checker Naomi Wanjiku and edited by the editor of PesaCheck Cedrick Irakoze and acting editor Francis Mwaniki.

The article has been approved for publication by the editor of PesaCheck Doreen Wainainah.

PesaCheck is the first public finance fact-checking initiative in East Africa. It was co-founded by Catherine Gicheru and Justin Arensteinand is incubated by the continent’s largest civic tech and data journalism accelerator: Code for Africa. It aims to help the public separate fact from fiction in public statements about the numbers that shape our world, with particular emphasis on public finance statements that shape government delivery of public services and development goals. (SDGs), such as health care, rural development and access to water/sanitation. PesaCheck also tests the accuracy of media reporting. To learn more about the project, visit pesacheck.org.

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PesaCheck is an initiative of Code for Africathrough his fund innovateAFRICAwith the support of Deutsche Welle Academyin partnership with a coalition of local African media and other civic watch organizations.


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